How to Spot a Home Improvement Scam

The Most Common Home Improvement Scams

Home improvement fraud is one of the most common consumer complaints in the US. The tactics vary, but the patterns are consistent.

Door-to-Door Storm Chasers

After a major weather event, unlicensed contractors often flood neighborhoods offering cheap roof repairs. They may offer to “work with your insurance” — often meaning they’ll inflate damage claims. Work performed is typically shoddy or never completed.

Unusually Low Bids

A quote that’s 40%+ below the others is almost always a red flag. Contractors who underbid typically plan to: use substandard materials, demand additional payments mid-project, or walk away after collecting the deposit.

Verification Checklist

• Verify license number at your state contractor board website
• Request a certificate of insurance naming you as additional insured
• Never pay cash only — use check or card for paper trail
• Never pay more than 30% upfront
• Get everything in writing including start date, end date, materials

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Last updated: April 2026 · Data sourced from regional market data 2026 and regional contractor cost data