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How Much Does Roof Replacement Cost in Colorado Springs?

Local 2026 CO data. Labor 0.92×. PPRBD unified $135 flat permit + 1-day FASTEST processing (UNIQUE). Material Stocking $405 trigger (UNIQUE). CRS 6-22-105 class 5 FELONY (MOST SEVERE). CWRC Class A + WUI ember mesh $1.5K–$3.5K (most comprehensive).

Low
$15,300
Mid Range
$18,700
High
$23,900

As of June 2026, replacing a standard 2,200 sq ft residential roof in Colorado Springs costs between $15,300 and $23,900 for Class 4 Impact-Resistant shingles — the dominant material across Colorado Springs residential stock at 45–50% market share, with architectural shingles at 35–40%. Colorado Springs labor tracks at 0.92× the national market baseline. The metro uses the UNIQUE unified Pikes Peak Regional Building Department (PPRBD) with $135 flat permit and 1-day FASTEST processing in this 27-city series + UNIQUE PPRBD Material Stocking Trigger ($405 penalty for pre-permit material staging) + UNIQUE 2-week newspaper publication for license issuance + UNIQUE Colorado Wildfire-Ready Code (CWRC) wildfire compliance $1,500–$3,500 adder + CRS Section 6-22-105 class 5 FELONY deductible-fraud framework (the most severe in this 27-city series) + 130 mph Exposure C county-wide design wind + 43–57 psf elevation-escalated snow design load + 8–12 year asphalt shingle lifespan (the SHORTEST in this 27-city series) + 3–5 annual hailstorms (the HIGHEST in this 27-city series) at 6,035 ft elevation (the HIGHEST metro in this 27-city series).

Sources: Pikes Peak Regional Building Department (PPRBD) · Colorado Department of Regulatory Agencies Division of Insurance (DORA DOI) · Colorado Division of Fire Prevention and Control (DFPC) · Colorado Wildfire-Ready Code (CWRC) · Colorado Revised Statutes (CRS) Section 6-22-105 · PPRBD Regional Building Code · ASCE 7-22 Exposure Category C · U.S. Bureau of Labor Statistics Colorado Springs MSA · regional market data 2026 (Colorado Springs CCI: 0.92)

🏠 Colorado Springs Roof Replacement Cost Calculator

Enter your details for a Colorado Springs-specific 2026 estimate based on local labor rates.

Step 1 — Select Roofing Material
🛡️ Class 4 Impact-Resistant $7.75–$11.00/sqft
🏠 Architectural Shingles $5.50–$8.00/sqft
Flat TPO / Rubber $8.00–$11.50/sqft
Standing Seam Metal $12.00–$17.50/sqft
Step 2 — Square Footage
2,200square feet
8002,200 avg5,000
Step 3 — Project Type
Estimated Colorado Springs Cost · 2026
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Based on 2026 Colorado Springs labor rates · regional market data & regional contractor cost data · For informational purposes only

About Colorado Springs Roof Replacement Costs in 2026

Colorado Springs operates under Colorado statewide regulatory framework with the UNIQUE Pikes Peak Regional Building Department (PPRBD) unified city + county permit administration and Front Range high-altitude wildfire / hailstorm climate cost-drivers. The metro residential roofing market is shaped by eight distinct features: PPRBD Roofing Contractor License with 2-week newspaper publication requirement — UNIQUE in this 27-city series, PPRBD unified city + county permit at $135 flat fee with 1-business-day FASTEST processing — FASTEST in this 27-city series, PPRBD Material Stocking Trigger with $405 penalty for pre-permit material staging — UNIQUE enforcement in this 27-city series, CRS Section 6-22-105 class 5 FELONY deductible-fraud framework — the MOST SEVERE deductible-fraud penalty in this 27-city series, Colorado Wildfire-Ready Code (CWRC) compliance adder $1,500–$3,500, 3–5 annual hailstorms with 1.5–2.5 inch hail — HIGHEST hailstorm frequency in this 27-city series, 8–12 year asphalt shingle lifespan — SHORTEST in this 27-city series, and 6,035 ft metro elevation — HIGHEST in this 27-city series. Colorado Springs labor tracks at 0.92× the national market baseline. Class 4 Impact-Resistant shingles dominate at 45–50% market share.

Colorado does NOT issue a statewide roofing contractor license. Licensing is administered regionally. Colorado Springs requires a Pikes Peak Regional Building Department (PPRBD) Roofing Contractor License. The PPRBD license application uniquely requires 2-week newspaper publication of the applicant name in a local newspaper of general circulation prior to license issuance, a UNIQUE consumer-notice mechanism in this 27-city series. Verify any contractor PPRBD license at pprbd.org before signing. Operating in Colorado Springs without an active PPRBD license is a violation of the PPRBD Regional Building Code. Colorado Revised Statutes (CRS) Section 6-22-105 makes it a class 5 FELONY in Colorado for a roofing contractor to pay, waive, rebate, or absorb a homeowner insurance deductible — this is the MOST SEVERE deductible-fraud framework in this 27-city series. The Colorado Department of Regulatory Agencies Division of Insurance (DORA DOI) at doi.colorado.gov regulates carrier disputes. The Colorado Division of Fire Prevention and Control (DFPC) enforces wildfire compliance.

Colorado Springs charges a flat $135 residential reroof permit fee administered by the Pikes Peak Regional Building Department (PPRBD) at pprbd.org. PPRBD is a UNIQUE unified city + county permit administration in this 27-city series covering City of Colorado Springs, unincorporated El Paso County, Manitou Springs, Green Mountain Falls, Palmer Lake, Calhan, Fountain, Monument, and Ramah jurisdictions through a single building department. Permits typically process in 1 business day — the FASTEST permit processing in this 27-city series. The 100 square-foot permit threshold means any reroof exceeding 100 sqft of replaced material requires a PPRBD permit. The PPRBD Material Stocking Trigger is UNIQUE in this 27-city series: delivery of roofing material to the property constitutes the legal start of construction, and if material is staged before the PPRBD permit is issued the contractor incurs an additional $405 penalty above the standard $135 permit fee. Working without a PPRBD permit triggers stop-work orders plus the $405 retroactive enforcement penalty.

Colorado adopted the Colorado Wildfire-Ready Code (CWRC) which applies to Colorado Springs properties in the Wildland-Urban Interface (WUI). CWRC requires Class A fire-rated roofing assembly (the highest fire-resistance class) on any property in the designated WUI overlay including West Side, Cheyenne Canyon, Manitou Springs, Black Forest, Crystal Park, and Palmer Lake. CWRC also requires noncombustible WUI ember-mesh soffit screens to prevent ember ingress, 26-gauge or thicker noncombustible valley flashing, and noncombustible (metal) gutters and downspouts. CWRC compliance adds $1,500 to $3,500 to standard reroof scope on Class A wildfire-zone properties. This is the most comprehensive wildfire roofing framework in this 27-city series. The Colorado DFPC enforces CWRC compliance. Verify the contractor CWRC certification BEFORE signing if the property is within the WUI overlay.

Colorado Springs sits at 6,035 feet elevation at the base of Pikes Peak — the HIGHEST metro elevation in this 27-city series. The combined elevation, eastern-slope monsoon convection, and Front Range orographic uplift drives both the highest hailstorm frequency and elevation-escalated snow design loads. Annual hailstorm count averages 3 to 5 events — the HIGHEST in this 27-city series — with hail diameters routinely reaching 1.5 to 2.5 inches. This drives the dominant Class 4 Impact-Resistant shingle market share at 45 to 50 percent of residential installations, which Colorado homeowner insurance carriers reward with 15 to 30 percent wind/hail premium discounts under DORA DOI carrier discount tables. Snow design loads under PPRBD-adopted Colorado Residential Code escalate based on property elevation: 43 psf base for properties below 7,000 ft and 57 psf for properties above 7,000 ft in West Side, Cheyenne Canyon, Black Forest, and Palmer Lake. The 130 mph design wind speed with ASCE 7-22 Exposure Category C applies county-wide due to sustained Chinook downslope wind events. The combined high-altitude UV, freeze-thaw cycling, and hail impact compresses Colorado Springs asphalt shingle lifespan to 8 to 12 years — the SHORTEST in this 27-city series. Wood plank deck retrofit requirements under PPRBD building code add a UNIQUE Colorado Springs requirement: any property with original 1-inch by 4-inch wood plank deck sheathing must comply with a 1/4-inch gap rule at plank-to-plank joints — gaps exceeding 1/4 inch require shim installation or full CDX plywood overlay.

2026 Colorado Springs Cost Matrix

4-Column Price Breakdown

Colorado Springs industry cost data baselines run 10–25% below retail — the PPRBD unified permit + Material Stocking Trigger + newspaper publication compliance, CWRC wildfire scope, Class 4 Impact-Resistant premium, 130 mph Exposure C + 43-57 psf elevation snow load, and Wood Plank Gap Rule scope is not captured in standard industry cost data adjustments for Colorado Springs projects.

Material (22 Squares · 2,200 sq ft)Localized Market AverageIndustry Avg (regional contractor data 2026)Insurance Baseline (industry cost data COS)Contractor Markup
Class 4 Impact-Resistant · COS Default$18,700$22,400 ($10.18/sqft)$15,180 (22 sq × $690)+15% to +30%
Architectural Shingles · Inland Suburban$13,500$16,200 ($7.36/sqft)$11,000 (22 sq × $500)+15% to +30%
Flat TPO / Rubber · Urban Infill$19,200$23,100 ($10.50/sqft)$15,400 (22 sq × $700)+25% to +40%
Standing Seam Metal · Premium Mountain$29,400$35,300 ($16.05/sqft)$22,440 (22 sq × $1,020)+20% to +35%

Colorado Springs standard add-ons: PPRBD $135 flat permit (UNIQUE unified city+county permit administration + FASTEST 1-day processing in 27-city series) at pprbd.org · 100 sqft permit threshold · PPRBD Material Stocking Trigger $405 penalty (UNIQUE enforcement in 27-city series) for pre-permit material staging · PPRBD Roofing Contractor License with 2-week newspaper publication (UNIQUE in 27-city series) · CRS Section 6-22-105 class 5 FELONY deductible-fraud (MOST SEVERE in 27-city series) · Colorado Wildfire-Ready Code (CWRC) Class A roof + WUI ember mesh + 26-gauge valley + noncombustible gutters $1,500–$3,500 (MOST COMPREHENSIVE wildfire framework in 27-city series) on West Side / Cheyenne Canyon / Manitou Springs / Black Forest / Crystal Park / Palmer Lake · 3–5 annual hailstorms with 1.5–2.5 inch hail (HIGHEST in 27-city series) · 8–12 year asphalt lifespan (SHORTEST in 27-city series) · 6,035 ft metro elevation (HIGHEST in 27-city series) · 130 mph Exposure C county-wide design wind (Chinook downslope wind events) · 43 psf base / 57 psf above 7,000 ft snow design load · Wood Plank Gap Rule 1/4-inch maximum joint gap (UNIQUE PPRBD requirement) · 15–30% wind/hail premium discount for Class 4 under DORA DOI · DFPC enforces CWRC compliance · Suburban Manitou Springs / Green Mountain Falls / Palmer Lake / Calhan / Fountain / Monument / Ramah under unified PPRBD · Broadmoor / Flying Horse / Briargate suburb references · Data: regional contractor cost data 2026 · industry cost data Colorado Springs regional cost index 2026 · Vanderflip Home localized multipliers (labor 0.92×). For informational purposes only.

Colorado Springs Roofing Cost Factors vs. National Average

FactorColorado SpringsNational Avg
Most Common MaterialClass 4 Impact-Resistant (45–50%)Asphalt Shingles
Avg Cost (2,200 sqft, Class 4)$15,300–$23,900$10,500–$17,800
Permit Cost$135 flat (PPRBD)$200–$500
Permit Processing1 day (FASTEST in series)5–10 days
Permit AdministrationUnified city + county (PPRBD) UNIQUESeparate city/county typical
Material Stocking Trigger$405 penalty (UNIQUE)n/a
Regional Labor Index0.92×1.00×
Contractor LicensePPRBD + 2-week newspaper pub (UNIQUE)State/city registration typical
Deductible Fraud PenaltyClass 5 FELONY CRS 6-22-105 (MOST SEVERE)Civil penalty typical
Design Wind Speed130 mph Exposure C county-wide90–110 mph
Snow Design Load43–57 psf (elevation-escalated)20–30 psf
Hailstorm Frequency3–5/year, 1.5–2.5 in hail (HIGHEST)0–1/year
CWRC Wildfire Adder$1,500–$3,500 (Class A + WUI mesh)n/a
Metro Elevation6,035 ft (HIGHEST in series)500–3,000 ft
Asphalt Shingle Life8–12 years (SHORTEST)20–25 yrs

Data Sources

Estimates based on regional 2026 construction cost data (Colorado Springs CCI: 0.92), regional contractor cost data 2026, and US Bureau of Labor Statistics regional wage data for the Colorado Springs MSA. industry cost data Colorado Springs insurance adjustment baselines used for carrier comparison column. PPRBD, CRS Section 6-22-105, Colorado Wildfire-Ready Code (CWRC), DORA DOI, and DFPC references reflect 2025 Colorado rules. Results are for informational purposes only.

Last updated: June 2026 · Colorado Springs labor index reference: 0.92 (regional cost index). UNIQUE PPRBD unified city+county administration, UNIQUE Material Stocking Trigger, UNIQUE 2-week newspaper publication, MOST SEVERE deductible-fraud felony, FASTEST 1-day processing, HIGHEST hailstorm frequency, SHORTEST asphalt lifespan, and HIGHEST metro elevation in this 27-city series.

Compare by Home Size

Colorado Springs Roof Cost by Square Footage

Class 4 Impact-Resistant shingle installed cost ranges by home size across PPRBD unified jurisdiction (City of Colorado Springs, El Paso County, Manitou Springs, and surrounding communities).

Small · Under 1,500 sq ft
$12,500–$19,500
1–2 day install. Small Colorado Springs ranches and inner-city homes in Old North End, Skyway, and West Side neighborhoods. PPRBD $135 flat permit via pprbd.org with 1-day processing (FASTEST in 27-city series). Verify PPRBD Roofing Contractor License at pprbd.org before signing (2-week newspaper publication required for new licenses). Do NOT stock roofing material on property before PPRBD permit is issued — the Material Stocking Trigger imposes $405 penalty for pre-permit staging. WUI overlay properties (West Side, Cheyenne Canyon, Manitou Springs) require Colorado Wildfire-Ready Code (CWRC) Class A scope adding $1,500–$3,500.
Standard · 1,500–2,500 sq ft
$15,300–$23,900
Most common Colorado Springs size including Broadmoor, Flying Horse, Briargate, Stetson Hills, Rockrimmon, and Northgate ranches and two-stories. 2–4 day install. Class 4 Impact-Resistant shingles qualify for 15–30% wind/hail premium discount under DORA DOI carrier discount tables. CRS Section 6-22-105 makes it a class 5 FELONY for a contractor to pay, waive, or absorb your homeowner insurance deductible — the MOST SEVERE deductible-fraud framework in this 27-city series. 130 mph Exposure C design wind speed applies county-wide. Wood Plank Gap Rule (1/4-inch maximum joint gap) requires inspection on properties with original wood plank decking.
Large · Over 2,500 sq ft
$19,300–$30,200+
3–5 day install. Broadmoor, Black Forest, Cheyenne Mountain, Crystal Park, and Palmer Lake large estate detached homes. Premium standing seam metal at $29,000–$55,000+ for mountain residence. CWRC Class A scope adds $1,500–$3,500 on WUI overlay properties (Black Forest, Crystal Park, Palmer Lake) — the MOST COMPREHENSIVE wildfire framework in 27-city series. Snow design load escalates from 43 psf below 7,000 ft to 57 psf above 7,000 ft (Black Forest, Cheyenne Canyon). 8–12 year asphalt lifespan (SHORTEST in 27-city series) makes 40-50 year standing seam metal economically attractive.

Class 4 Impact-Resistant vs Architectural Shingles: The Colorado Springs Insurance Math

Colorado Springs's most consequential roofing decision is dictated by hail-loss insurance economics. Colorado Springs averages 3–5 hailstorms annually with 1.5–2.5 inch hail — the HIGHEST hailstorm frequency in this 27-city series — and the 8–12 year asphalt shingle lifespan (SHORTEST in 27-city series) is driven by hail impact, freeze-thaw cycling at 6,035 ft, and high-altitude UV exposure. Class 4 Impact-Resistant shingles at 45–50% market share meet UL 2218 Class 4 impact rating and qualify for 15–30% wind/hail premium discounts under DORA DOI carrier discount tables. Architectural shingles at 35–40% market share remain economical on properties with high deductibles or older replacement-cost depreciation profiles. CRS Section 6-22-105 makes it a class 5 FELONY for a roofing contractor to pay, waive, rebate, or absorb a homeowner insurance deductible — the MOST SEVERE deductible-fraud penalty in this 27-city series. The PPRBD Material Stocking Trigger imposes $405 penalty for pre-permit material staging. Verify property WUI overlay status, hailstorm history, and current carrier discount table BEFORE signing — these are the largest cost-drivers in this market.

Exception FAQ

When Colorado Springs Roofing Quotes Change

The questions Colorado Springs contractors only answer when you ask.

Colorado does NOT issue a statewide roofing contractor license. Licensing is administered regionally. Colorado Springs requires a Pikes Peak Regional Building Department (PPRBD) Roofing Contractor License. The PPRBD license application uniquely requires 2-week newspaper publication of the applicant name in a local newspaper of general circulation prior to license issuance, a UNIQUE consumer-notice mechanism in this 27-city series. Verify any contractor PPRBD license at pprbd.org before signing. Operating in Colorado Springs without an active PPRBD license is a violation of the PPRBD Regional Building Code. Colorado Revised Statutes (CRS) Section 6-22-105 makes it a class 5 FELONY in Colorado for a roofing contractor to pay, waive, rebate, or absorb a homeowner insurance deductible — this is the MOST SEVERE deductible-fraud framework in this 27-city series. The Colorado Department of Regulatory Agencies Division of Insurance (DORA DOI) at doi.colorado.gov regulates carrier disputes. The Colorado Division of Fire Prevention and Control (DFPC) enforces wildfire compliance.

Colorado Springs charges a flat $135 residential reroof permit fee administered by the Pikes Peak Regional Building Department (PPRBD) at pprbd.org. PPRBD is a UNIQUE unified city + county permit administration in this 27-city series covering City of Colorado Springs, unincorporated El Paso County, Manitou Springs, Green Mountain Falls, Palmer Lake, Calhan, Fountain, Monument, and Ramah jurisdictions through a single building department. Permits typically process in 1 business day — the FASTEST permit processing in this 27-city series. The 100 square-foot permit threshold means any reroof exceeding 100 sqft of replaced material requires a PPRBD permit. The PPRBD Material Stocking Trigger is UNIQUE in this 27-city series: delivery of roofing material to the property constitutes the legal start of construction, and if material is staged before the PPRBD permit is issued the contractor incurs an additional $405 penalty above the standard $135 permit fee. Working without a PPRBD permit triggers stop-work orders plus the $405 retroactive enforcement penalty.

Colorado adopted the Colorado Wildfire-Ready Code (CWRC) which applies to Colorado Springs properties in the Wildland-Urban Interface (WUI). CWRC requires Class A fire-rated roofing assembly (the highest fire-resistance class) on any property in the designated WUI overlay including West Side, Cheyenne Canyon, Manitou Springs, Black Forest, Crystal Park, and Palmer Lake. CWRC also requires noncombustible WUI ember-mesh soffit screens to prevent ember ingress, 26-gauge or thicker noncombustible valley flashing, and noncombustible (metal) gutters and downspouts. CWRC compliance adds $1,500 to $3,500 to standard reroof scope on Class A wildfire-zone properties. This is the most comprehensive wildfire roofing framework in this 27-city series. The Colorado DFPC enforces CWRC compliance. Verify the contractor CWRC certification BEFORE signing if the property is within the WUI overlay.

Colorado Springs sits at 6,035 feet elevation at the base of Pikes Peak, the HIGHEST metro elevation in this 27-city series. The combined elevation, eastern-slope monsoon convection, and Front Range orographic uplift drives both the highest hailstorm frequency and elevation-escalated snow design loads. Annual hailstorm count averages 3 to 5 events — the HIGHEST in this 27-city series — with hail diameters routinely reaching 1.5 to 2.5 inches. This drives the dominant Class 4 Impact-Resistant shingle market share at 45 to 50 percent of residential installations. Snow design loads under PPRBD-adopted Colorado Residential Code escalate based on property elevation: 43 psf base for properties below 7,000 ft and 57 psf for properties above 7,000 ft in West Side, Cheyenne Canyon, Black Forest, and Palmer Lake. The 130 mph design wind speed with ASCE 7-22 Exposure Category C applies county-wide due to sustained Chinook downslope wind events. The combined high-altitude UV, freeze-thaw cycling, and hail impact compresses Colorado Springs asphalt shingle lifespan to 8 to 12 years — the SHORTEST in this 27-city series.

Class 4 Impact-Resistant shingles are the dominant roofing material in Colorado Springs at 45–50 percent market share due to the highest hailstorm frequency in this 27-city series (3–5 events annually with 1.5–2.5 inch hail). Class 4 shingles meet UL 2218 Class 4 impact rating, which Colorado homeowner insurance carriers reward with 15 to 30 percent wind/hail premium discounts. The Colorado Department of Regulatory Agencies Division of Insurance (DORA DOI) reviews carrier discount tables annually. The shorter 8–12 year Colorado Springs asphalt shingle lifespan (vs the 20–25 year national benchmark) further accelerates Class 4 economic payback since the discount applies for the full life of the roof. Wood plank deck retrofit requirements under PPRBD building code add a UNIQUE Colorado Springs requirement: any property with original 1-inch by 4-inch wood plank deck sheathing must comply with a 1/4-inch gap rule at plank-to-plank joints — gaps exceeding 1/4 inch require shim installation or full CDX plywood overlay. Verify the contractor Class 4 + Wood Plank Gap Rule experience BEFORE signing.

Data Sources & Regulatory Citations

Colorado does NOT issue statewide roofing contractor license — licensing administered regionally. Colorado Springs requires Pikes Peak Regional Building Department (PPRBD) Roofing Contractor License with UNIQUE 2-week newspaper publication of applicant name in local newspaper of general circulation. Verify at pprbd.org. CRS Section 6-22-105 makes it a class 5 FELONY for a roofing contractor to pay, waive, rebate, or absorb a homeowner insurance deductible — MOST SEVERE deductible-fraud framework in 27-city series. Colorado Department of Regulatory Agencies Division of Insurance (DORA DOI) at doi.colorado.gov for carrier disputes. Colorado Division of Fire Prevention and Control (DFPC) enforces wildfire compliance. Colorado Springs permits: $135 flat fee via PPRBD at pprbd.org with 1-business-day FASTEST processing — UNIQUE unified city+county administration in 27-city series. 100 square-foot permit threshold. PPRBD Material Stocking Trigger $405 penalty for pre-permit material staging — UNIQUE enforcement in 27-city series. Colorado Wildfire-Ready Code (CWRC) on WUI overlay properties (West Side, Cheyenne Canyon, Manitou Springs, Black Forest, Crystal Park, Palmer Lake): Class A fire-rated roof + noncombustible WUI ember-mesh soffit screens + 26-gauge or thicker noncombustible valley flashing + noncombustible (metal) gutters and downspouts = $1,500–$3,500 adder — MOST COMPREHENSIVE wildfire framework in 27-city series. 3–5 annual hailstorms with 1.5–2.5 inch hail — HIGHEST hailstorm frequency in 27-city series. Class 4 Impact-Resistant shingles dominant 45–50% market share with 15–30% wind/hail premium discount under DORA DOI carrier discount tables. 8–12 year asphalt shingle lifespan — SHORTEST in 27-city series. 6,035 ft metro elevation — HIGHEST in 27-city series. 130 mph design wind speed with ASCE 7-22 Exposure Category C applies county-wide (Chinook downslope wind events). Snow design loads: 43 psf base / 57 psf above 7,000 ft (West Side / Cheyenne Canyon / Black Forest / Palmer Lake). Wood Plank Gap Rule: 1/4-inch maximum joint gap on original 1-inch by 4-inch plank decking — UNIQUE PPRBD requirement. Suburban Manitou Springs / Green Mountain Falls / Palmer Lake / Calhan / Fountain / Monument / Ramah all administered through unified PPRBD. Broadmoor / Flying Horse / Briargate suburb references. Storm deductibles: $1,000–$2,500 fixed-dollar or 1–3% wind/hail percentage. Cost calculations use 2026 labor data from the U.S. Bureau of Labor Statistics Colorado Springs MSA (regional cost index 0.92×), regional contractor cost data 2026, and industry cost data Colorado Springs baselines. For informational purposes only. Always verify PPRBD license (newspaper-published) + PPRBD permit issued BEFORE material stocking + CWRC compliance scope (if WUI) + Wood Plank Gap Rule inspection (if plank deck) + CRS 6-22-105 deductible compliance + property elevation for snow load tier before signing. Updated June 2026.